Ink Business Preferred® Credit Card
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Annual Fee: annual_fees
Welcome Offer: bonus_miles_full
My take: Good business card with a low annual fee and great spending multipliers
Information about this card has been collected independently by Points & Profit.
Quick Overview
The Ink Business Preferred® Credit Card is one of the best business credit cards on the market. The low annual fee with great welcome offer and benefits can be perfect for many sole proprietors and business owners.
Welcome Offer
The Ink Preferred has a fantastic welcome offer compared to other similar cards.
Annual Fee
Spending Categories
- 5x on Lyft rides through 9/30/2027
- 3x on the first $150,000 combined spend each account anniversary year for:
- Shipping purchases
- Advertising purchases made with social media sites and search engines
- Internet, cable and phone services
- Travel
- 1x on all other purchases
Credits
None, currently
Foreign Transaction Fee
None
Additional Benefits
- 25% points boost in Chase TravelSM portal. (Example: 100,000 points are worth $1,250)
- No foreign transaction fees
- Primary Auto Rental Collision Damage Waiver coverage when renting for business purposes
- Many Travel and Purchase protections
- Chase points never expire when account is open
Transfer Partners
1:1 points transfer to the following loyalty programs:
- Airline Travel Partners
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- Hotel Travel Partners
- IHG® Rewards Club
- Marriott Bonvoy®
- World of Hyatt®
Pro Tip
If you want to establish a business relationship with Chase, you can open a business checking account. This account usually comes with a welcome bonus when you meet certain criteria. Learn more information here.
My Take
I highly recommend the Ink Business Preferred for anyone looking for a great business travel credit card. If you spend a decent amount in the 3x earning categories or utilize transfer partners, paying the annual fee could absolutely make sense.
The Ink Preferred is one of three Chase cards that allows transferring points to travel partners. The other cards are the Chase Sapphire Preferred® Card ($95 annual fee) and Chase Sapphire Reserve® ($550 annual fee). This card also pairs perfectly with the Ink Business Cash® Credit Card ($0 annual fee) and the Ink Business Unlimited® Credit Card ($0 annual fee).
Recommended Video
This welcome offer is expired, but this will give you more information on the card.
