Chase Sapphire Reserve®
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Annual Fee: annual_fees
Welcome Offer: bonus_miles_full
My take: Premium travel card with a high annual fee, many credits and benefits, and access to Chase transfer partners
Information about this card has been collected independently.
Quick Overview
The Chase Sapphire Reserve® offers some of the best perks out of any credit card. The high annual fee may not make sense for some, but with many great benefits, it can be worth it for many to keep in their wallet.
Welcome Offer
The Sapphire Reserve usually has a decent welcome bonus compared to other high-annual fee cards.
Annual Fee
$550 and $75 for each authorized user
Spending Categories
- 10x on hotels booked through Chase TravelSM portal
- 10x on car rentals booked through Chase Travel portal
- 10x Peloton purchases over $150 through 12/31/2027, up to 50,000 points earned
- 10x on Chase Dining purchases
- 5x on flights booked through Chase Travel portal
- 5x on Lyft rides through 9/30/2027
- 3x on dining
- 3x on other travel purchases
- 1x on all other purchases
Credits
- $300 Annual Travel Credit
- Up to $120 Global Entry or TSA PreCheck® or NEXUS Fee Credit every four years
- $10 in-app Lyft credit, up to $120 annually, to use on rides through 9/30/ 2027
- Complimentary DashPass subscription for a minimum of 1 year when activated by 12/31/2027
- 2 promos of up to $10 off monthly on non-restaurant DoorDash orders
- $5 monthly credited to your DoorDash account
Additional Benefits
- Airport Lounge Access (Chase Sapphire lounges, Priority Pass Select membership, select Air Canada Maple Leaf lounges)
- 50% points boost in Chase Travel portal. (Example: 60,000 points are worth $900)
- 25% more value with Pay Yourself Back® on eligible purchases
- Cardmember benefits when booking through The Edit
- No foreign transaction fees
- Primary Auto Rental Collision Damage Waiver coverage
- Many Travel and Purchase protections
- Spend instantly after approval by adding card to mobile wallet
- Chase points never expire when account is open
Transfer Partners
1:1 points transfer to the following loyalty programs:
- Airline Travel Partners
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- Hotel Travel Partners
- IHG® Rewards Club
- Marriott Bonvoy®
- World of Hyatt®
My Take
The Sapphire Reserve is good for anyone looking for a premium travel card. There are many credits and benefits, like the $300 annual travel credit and airport lounge access that more than make up the price of the annual fee, depending on your travel style. It is also one of three Chase cards that allows transferring points to travel partners. The other cards are the Chase Sapphire Preferred® Card ($95 annual fee) and the Ink Business Preferred® Credit Card ($95 annual fee).
Recommended Video
This welcome offer mentioned in the video is expired, but this will give you more information on these cards.
