Transfer Partner Guide

Jacob's Travel Points

Compare which bank points transfer to each airline and hotel program. Standard transfer ratios shown.

Program	American Express	Bilt	Capital One	Chase	Citi	Rove	US Bank	Wells Fargo
Star Alliance
Air Canada✓	1 → 1	1 → 1	1 → 1	1 → 1		1 → 1
ANA (All Nippon Airways)	1 → 1
Avianca Lifemiles✓	1 → 1	1 → 1	1 → 1		1 → 1		1 → 1	1 → 1
Ethiopian Airlines							1 → 1
EVA Air			4 → 3		1 → 1
Singapore Airlines	1 → 1		1 → 1	1 → 1	1 → 1
TAP Air Portugal		1 → 1	1 → 1
Thai Airways					1 → 1	1 → 1
Turkish Airlines		1 → 1	1 → 1		1 → 1	1 → 1
United Airlines✓		1 → 1		1 → 1
Air India						1 → 1
Copa Airlines						1 → 1
Lufthansa						1 → 1
SkyTeam
Aeroméxico	1 → 1.6		1 → 1			1 → 1
Air France / KLM Flying Blue✓	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1
Delta Airlines	1 → 1
Virgin Atlantic / Virgin Red✓	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1	1 → 1		1 → 1
Scandinavian Airlines (SAS)						1 → 1
Vietnam Airlines						1 → 1
Oneworld
Alaska Airlines✓		1 → 1
American Airlines✓					1 → 1
Cathay Pacific	1 → 0.8	1 → 1	1 → 1		1 → 1	1 → 1		1 → 1
Japan Airlines		1 → 1	4 → 3			1 → 1
Qantas	1 → 1		1 → 1		1 → 1	1 → 1	1 → 1
British Airways✓	1 → 1	1 → 1	1 → 1	1 → 1				1 → 1
Finnair			1 → 1			1 → 1
Iberia	1 → 1	1 → 1		1 → 1				1 → 1
Qatar Airways	1 → 1	1 → 1	1 → 1		1 → 1	1 → 1
Non-alliance
Aer Lingus	1 → 1	1 → 1		1 → 1				1 → 1
Emirates	1 → 0.8	1 → 1	4 → 3		1 → 0.8
Etihad		1 → 1	1 → 1		1 → 1	1 → 1
JetBlue	1 → 0.8		1 → 0.6	1 → 1	1 → 1			1 → 1
Southwest		1 → 1		1 → 1
Frontier						1 → 1
Hainan Airlines						1 → 1
Hotels
Accor Live Limitless		3 → 2	2 → 1		2 → 1	3 → 2	2 → 1
Choice	1 → 1		1 → 1		2 → 3			1 → 2
Hilton	1 → 2	1 → 1
Hyatt✓		1 → 1		1 → 1
IHG		1 → 1		1 → 1
Leaders Club✓	4 → 1				5 → 1
Marriott	1 → 1	1 → 1		1 → 1
Preferred Hotels & Resorts		1 → 2	1 → 2		1 → 2
Wyndham		1 → 1	1 → 1	1 → 1	1 → 1			1 → 2

Star Alliance

Air Canada✓

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase1 → 1 Citi—Rove1 → 1 US Bank—Wells Fargo—

ANA (All Nippon Airways)

American Express1 → 1 Bilt—Capital One—Chase—Citi—Rove—US Bank—Wells Fargo—

Avianca Lifemiles✓

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase—Citi1 → 1 Rove—US Bank1 → 1 Wells Fargo1 → 1

Ethiopian Airlines

American Express—Bilt—Capital One—Chase—Citi—Rove—US Bank1 → 1 Wells Fargo—

EVA Air

American Express—Bilt—Capital One4 → 3 Chase—Citi1 → 1 Rove—US Bank—Wells Fargo—

Singapore Airlines

American Express1 → 1 Bilt—Capital One1 → 1 Chase1 → 1 Citi1 → 1 Rove—US Bank—Wells Fargo—

TAP Air Portugal

American Express—Bilt1 → 1 Capital One1 → 1 Chase—Citi—Rove—US Bank—Wells Fargo—

Thai Airways

American Express—Bilt—Capital One—Chase—Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo—

Turkish Airlines

American Express—Bilt1 → 1 Capital One1 → 1 Chase—Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo—

United Airlines✓

American Express—Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo—

Air India

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Copa Airlines

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Lufthansa

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

SkyTeam

Aeroméxico

American Express1 → 1.6 Bilt—Capital One1 → 1 Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Air France / KLM Flying Blue✓

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase1 → 1 Citi1 → 1 Rove1 → 1 US Bank1 → 1 Wells Fargo1 → 1

Delta Airlines

American Express1 → 1 Bilt—Capital One—Chase—Citi—Rove—US Bank—Wells Fargo—

Virgin Atlantic / Virgin Red✓

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase1 → 1 Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo1 → 1

Scandinavian Airlines (SAS)

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Vietnam Airlines

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Oneworld

Alaska Airlines✓

American Express—Bilt1 → 1 Capital One—Chase—Citi—Rove—US Bank—Wells Fargo—

American Airlines✓

American Express—Bilt—Capital One—Chase—Citi1 → 1 Rove—US Bank—Wells Fargo—

Cathay Pacific

American Express1 → 0.8 Bilt1 → 1 Capital One1 → 1 Chase—Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo1 → 1

Japan Airlines

American Express—Bilt1 → 1 Capital One4 → 3 Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Qantas

American Express1 → 1 Bilt—Capital One1 → 1 Chase—Citi1 → 1 Rove1 → 1 US Bank1 → 1 Wells Fargo—

British Airways✓

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase1 → 1 Citi—Rove—US Bank—Wells Fargo1 → 1

Finnair

American Express—Bilt—Capital One1 → 1 Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Iberia

American Express1 → 1 Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo1 → 1

Qatar Airways

American Express1 → 1 Bilt1 → 1 Capital One1 → 1 Chase—Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo—

Non-alliance

Aer Lingus

American Express1 → 1 Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo1 → 1

Emirates

American Express1 → 0.8 Bilt1 → 1 Capital One4 → 3 Chase—Citi1 → 0.8 Rove—US Bank—Wells Fargo—

Etihad

American Express—Bilt1 → 1 Capital One1 → 1 Chase—Citi1 → 1 Rove1 → 1 US Bank—Wells Fargo—

JetBlue

American Express1 → 0.8 Bilt—Capital One1 → 0.6 Chase1 → 1 Citi1 → 1 Rove—US Bank—Wells Fargo1 → 1

Southwest

American Express—Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo—

Frontier

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Hainan Airlines

American Express—Bilt—Capital One—Chase—Citi—Rove1 → 1 US Bank—Wells Fargo—

Hotels

Accor Live Limitless

American Express—Bilt3 → 2 Capital One2 → 1 Chase—Citi2 → 1 Rove3 → 2 US Bank2 → 1 Wells Fargo—

Choice

American Express1 → 1 Bilt—Capital One1 → 1 Chase—Citi2 → 3 Rove—US Bank—Wells Fargo1 → 2

Hilton

American Express1 → 2 Bilt1 → 1 Capital One—Chase—Citi—Rove—US Bank—Wells Fargo—

Hyatt✓

American Express—Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo—

IHG

American Express—Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo—

Leaders Club✓

American Express4 → 1 Bilt—Capital One—Chase—Citi5 → 1 Rove—US Bank—Wells Fargo—

Marriott

American Express1 → 1 Bilt1 → 1 Capital One—Chase1 → 1 Citi—Rove—US Bank—Wells Fargo—

Preferred Hotels & Resorts

American Express—Bilt1 → 2 Capital One1 → 2 Chase—Citi1 → 2 Rove—US Bank—Wells Fargo—

Wyndham

American Express—Bilt1 → 1 Capital One1 → 1 Chase1 → 1 Citi1 → 1 Rove—US Bank—Wells Fargo1 → 2