Capital One Savor Cash Rewards Credit Card
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Capital One Savor Cash Rewards Credit Card
Annual Fee: $0
Welcome Offer: $200 cash back after spending $500 in the first 3 months
My take: Great no annual fee card with 3% cash back spending multipliers on everyday purchases
Welcome Bonus History
Bonus | Start Date | End Date |
|---|---|---|
$200 cash back after spending $500 in the first 3 months | 12/10/2024 | – |
$250 cash back after spending $500 in the first 3 months | 10/22/2024 | 12/9/2024 |
$200 cash back after spending $500 in the first 3 months | – | 10/21/2024 |
Annual Fee
$0
Spending Categories
- 8% cash back on Capital One Entertainment purchases
- 5% cash back on hotels booked through Capital One Travel (terms apply)
- 5% cash back on rental cars booked through Capital One Travel (terms apply)
- 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
- 3% cash back on dining
- 3% cash back on entertainment
- 3% cash back on popular streaming services
- 1% cash back on all other purchases
Credits
None
Foreign Transaction Fee
None
Additional Benefits
- 50% off all handcrafted beverages at Capital One Café
- Cash back rewards never expire when account is open
Transfer Partners
Capital One’s airline and hotel travel partners are a great way to increase the value of your Savor cash back. The Savor card earns Rewards Cash, which can be transferred to airlines and hotels if you use the Combine Rewards feature to move your rewards to a card earning Capital One Miles.
Cash back earning personal credit cards:
- Capital One Quicksilver Cash Rewards Credit Card ($0 annual fee)
- Capital One Savor Cash Rewards Credit Card ($0 annual fee)
Cash back earning business credit cards:
- Capital One Spark Cash Select ($0 annual fee)
- Capital One Spark Cash Plus ($150 annual fee)
Miles earning personal credit cards:
- Capital One VentureOne Rewards Credit Card ($0 annual fee)
- Capital One Venture Rewards Credit Card ($95 annual fee)
- Capital One Venture X Rewards Credit Card ($395 annual fee)
Miles earning business credit cards:
- Capital One Spark Miles for Business ($0 intro annual fee for first year; then $95)
- Capital One Venture X Business ($395 annual fee)
1:1 miles transfer (unless stated) to the following loyalty programs:
- Airline Travel Partners
- Aeromexico Club Premier
- Air Canada ‒ Aeroplan®
- Cathay Pacific ‒ Asia Miles
- Avianca LifeMiles
- British Airways Executive Club
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands [1,000 miles to 750 miles]
- Finnair Plus
- Flying Blue
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- TAP Miles&Go
- Turkish Airlines Miles&Smiles
- Virgin Red
- Hotel Travel Partners
- ALL (Accor Live Limitless) [1,000 miles to 500 points]
- Choice Privileges®
- Wyndham Rewards
My Take
The Savor Rewards is great for anyone looking for a top tier $0 annual fee credit card. The earnings categories, especially the 3% cash back in both dining and grocery, are amazing. The no foreign transaction fees means you can use this card while traveling and still earn in the elevated spending categories. The welcome bonus offer is also one of the best without needing to pay an annual fee. This is one of my top 3 Capital One credit cards, along with the Capital One Venture Rewards Credit Card ($95 annual fee) and the Capital One Venture X Rewards Credit Card ($395 annual fee).
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For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
